The National Foundation for Credit Counseling (NFCC) announced the launch of its transformative “Life Beyond Debt” program, a comprehensive initiative designed to fundamentally change how individuals overcome debt and build a secure financial future.
A key component of the program’s initial pilot phase is the WealthBuilder savings program, which will enable clients to build emergency funds while actively reducing their debt. The 2025 NFCC Financial Literacy and Preparedness Survey, conducted by The Harris Poll on behalf of NFCC, revealed that nearly one-third (32%) of U.S. adults report having no savings at all outside of retirement accounts.
“Life Beyond Debt is a fundamental change to address widespread financial instability,” said NFCC CEO Mike Croxson. “We’re empowering people to resolve debt and build a secure future, recognizing the peace of mind that building savings brings. The pilot’s research will guide our work to support broader financial wellbeing.”
The WealthBuilder savings program, a cornerstone of the Life Beyond Debt pilot, was launched in collaboration with FinTech partner Percapita.
The NFCC anticipates that the findings from the “Life Beyond Debt” pilot program will significantly inform the development of more effective programs and support advocacy for policies that bolster consumer financial health across the country.“This is the same goal at the core of Percapita’s mission,” said Alex Ehrlich, CEO of Percapita. “We’re excited and inspired to partner with the NFCC and its member agencies to bring the WealthBuilder program to life.”
